First, NO, everyone does not want suminagashi! Personally, I'm averse to the finish... all things being equal.
I can't say I agree with BENUSER, in that, a 240 will feel much too short
. 240's & 270's come in different lengths, but typically a 240 is approximately 9.5" & a 270 is 10.5". Those half inches make a difference, but much too short
... I can't agree with on the 240 side. You are presumably a smaller person at 5'4", and in a residential environment, you may enjoy the nimble nature a 240 affords you. In the same breath, you may enjoy the reach & ability of the extra half inch... only you know the answers to these questions, and it would be foolish for me to suppose either way. All I can & will do is try to expand your practical knowledge regarding some options.
Your $200 budget - assuming there is some leeway, your preference towards stain-resistant steel, your 20 year yo-handled history, and the energy in which I glean from your words... the Kikuichi TKC <--link
illuminates this space I exist with you.
This is a "semi-stainless" steel that presents exceptional potential for edge taking & retention. A versatile profile with the functional ability to bridge push, pull, chop, glide, & rock cutting styles with a grind that is not too thin in the shoulders nor too robust behind the edge. It is baked to Hrc61/62 which is a wonderfully versatile range for the home in which presents a great range of edge retention & potential. She has fantastic fit & finish. It can be an end-all-be-all in many scenarios; seemingly yours with confidence. With these stated benefits, you must be aware this is hard steel that requires a respect that is worlds apart from the paradigm in which you engage your soft German steel. Your knife skill fundamentals will be tested.
It is undeniably & with my absolute confidence worth it's premium expenditure in regards to your stated budget & also, the wait on its restocking.
Furthermore, you do not state a stone budget, but CKTG has assembled some exceptional sets at varying price points. The 5 piece <--link
is absolutely capable of creating an edge from an abused damaged state or on a knife just requiring a touch-up that can outperform 95% of any Japanese OOTB edge & 100% of soft steel OOTB edges. ~ please excuse spelling & brevity as I am working via cell phone connectivity ~